Membership Tier Governance & Borrower Network
Review borrower records and configure membership limits and commission settings.
5-Tier Risk & Commission Engine
Membership limits and commissions. Application amounts, repayment periods and late-payment terms are managed in Loan policy settings, with separate policies available from each member’s details.
Regular Member
Baseline consumer onboarding
Silver Member
Consistent repayment status
Gold Member
Community promoter credit
Diamond Agent
Verified channel syndicator & investor
Platinum VIP
Institutional sovereign facility
Pending Tier & Agent Promotion Applications
Verify borrower performance metrics, agency commission applications, and credit bureau risk scores before applying tier upgrade.
| Borrower / Identity | Current Tier | Requested Tier | Qualifying Metric | Risk Score | Verification Doc | Administrative Action |
|---|---|---|---|---|---|---|
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No Tier Upgrade Applications Pending When borrowers qualify for credit escalation or apply for Diamond Agent status, their applications will display here in real time. |
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Member Directory & Risk Segmentation
Comprehensive registry with tier status, overdue flags, and risk standing.
| Borrower ID | Full Name | Assigned Tier | Active Exposure | Total Referrals | BNM Compliance | Account State | Actions |
|---|---|---|---|---|---|---|---|
groups No Registered Borrowers Real borrower records will stream here as new users register and verify their accounts on the mobile app. | |||||||